Insurance, Financial Services, and Retirement Planning Consolidated Business Services works with one of the top Insurance and Financial Services companies in the world to bring you the kind of service you look for when planning your future. We work only with A+++ rated insurance companies to give you the quality results you expect. Our services provide for the following: Group Health Insurance--We provide you with quotes from several companies and several different plans so that you can decide which plan fits best with your company. Cafeteria Plans--An excellent way to cut down costs on your insurance by paying Group Health premiums with pre-tax dollars, thus reducing the state, federal, and FICA tax bite. Life Insurance--Offered through top-rated carriers in the industry. Disability Insurance